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DelphiNews January 2015

Welcome to 2015!

I hope you have had an enjoyable break and that you are looking forward to the New Year.

I’m pleased to enclose the latest edition of DelphiNews.

Market Update

Global equity markets were generally down in December however, in Australia the ASX200 performed strongly.

The US economy continues to gain ground against the major global currencies and it is anticipated to remain this way throughout 2015. The Eurozone inflation fell slightly in December due to the lower oil prices.

Oil prices continued their sharp decline in December – down by 19.5%. The Japan economy will be a strong beneficiary of the significant decline.

Domestically, building approvals increased in November continuing the trend from October. As the AUD continues to decline against most major currencies, the RBA believes the AUD should be considerably lower.

Economic Update

In the latest Update, Brian Parker, Head of Portfolio Specialists Group at MLC, reviews events in Australian and Overseas markets during December. Brian notes that it wasn't a great end of the year for most world share markets. And while losses were fairly widespread over the month, a lot of the weakness was concentrated in some key emerging markets.

Living with Dementia

If you are living with or caring for someone with dementia, there are no easy answers. But the enclosed article has a few ideas that may help you along the way.

The Year Ahead

After a relaxing break, we are now looking forward to the challenges of another year. At Delphi we strive to provide a level of service to our clients that meets your needs in a professional yet personal manner. However, we know that there is always room for improvement! So we would appreicate any comments or suggestions that you may have regarding ways in which you feel we could do better.

Please contact us with any suggestions.

All the very best for 2015!

Regards

Vince Dore CFP
Director