DelphiNews February 2012

Welcome to another edition of DelphiNews - especially to a number of first time subscribers.

DelphiNews aims to keep you informed regarding investment markets and other financial matters that you hopefully find of interest.

The February Market Update provides some good news for investors, with the major global sharemarkets posting relatively strong gains in January as economic news helped boost positive investor sentiment.

The MLC Investment Management team have come together to create their outlook for 2012. This year, the team cover:

economic prospects for 2012
China – key issues for 2012
the role of alternatives in a post-GFC portfolio
income investing – investment fad or trend?
where to next? Australian housing market update, and
investment outlook and strategies for 2012.

"Navigating difficult times" notes that on balance, 2012 is likely to be a challenging year (again), but potentially could be a reasonable year for investors.

2012_02_MLC_Investment_Insights_Key_Investment_Themes_for_2012.pdf

Other articles include a look at Business Insurance and details about Best Doctors, a second opinion medical service.

Please contact me if you have any questions regarding this information or your investment portfolio.

If you would like to provide some feedback please contact us.

Regards

Vince Dore

Director

Vince Dore and Delphi Financial Management Pty. Ltd are Authorised Representatives of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning/MLC Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

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