DelphiNews January 2012

Welcome to DelphiNews for 2012!

The January Market Update starts with some positive news for investors, noting that despite the ongoing global issues the US economy continues to gain traction with data showing some positive signs. However, Europe remains the key focus for global markets and presents the greatest risk to the global economy leading into 2012.

I have also attached an article from MLC’s Investment Strategist, Brian Parker. 2011_12_16_MLC_Investment_Briefing_Another_year_of_living_dangerously.pdf

As usual, Brian has been able to succinctly review 2011 in the aptly titled “ Another year of living dangerously”.

Whilst he is honest enough to concede that nobody really knows if the worst of the market wobbles are behind us, Brian does point to some positives…

Other articles provide an outlook for property and separately how this asset can be included in a Self Managed Super Fund.

I am looking forward to the coming year. Whilst recent years have been difficult for markets and economies around the world, my feeling is that 2012 will see an improvement, albeit slowly.

Please contact me if you have any questions regarding this information or your investment portfolio.

If you would like to provide some feedback please contact us.

Wishing you all the very best for the coming year.

Regards

Vince Dore

Director

Vince Dore and Delphi Financial Management Pty. Ltd are Authorised Representatives of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning/MLC Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

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