Currently, with large sums of money invested in term deposits post the Global Financial Crisis (GFC), the question needs to be raised, “are term deposits where an investor’s ‘defensive’ assets should be invested?”
This paper outlines the pros and cons of term deposits and bond funds given the increased usage of these products post the GFC. The purpose of this paper is not to conclusively state which is better, rather to explain the differences and outline reasons why and circumstances when it may be beneficial to invest in either a term deposit or a bond fund. Read full article >>
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