Welcome to the latest edition of the Delphi Financial Management client newsletter.
If this is your initial introduction to Delphi we would like to get to know you better and learn how we might assist meet your financial requirements.
In this edition we look at the current economic conditions including articles on the Australian dollar and investment markets.
Also many Australians believe buying a home is the key to long-term financial security, and renting nothing more than 'paying off someone else’s mortgage'. So it’s clear why many of us prefer to buy.
But is home ownership always the best option? Find out with some interesting insights into the property market.
If you're interested in reviewing your current situation to ensure you’re on track to achieve your goals, please contact us today.
Regards
The Delphi Financial Management Team
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Government bond yields in a number of countries remain close to historic lows, even after a reasonably savage sell-off towards the end of 2010. The absolute level of yields does pose the question: why do we have global sovereign debt in a diversified portfolio?
You are probably aware it’s essential to have life insurance if you have debts and/or financial dependants. What you may not realise is that life (and total and permanent disability) insurance can be cheaper than you think if you buy it through super.
Many Australians believe buying a home is the key to long-term financial security, and renting nothing more than 'paying off someone else’s mortgage'. So it’s clear why many of us prefer to buy.
Vince Dore and Delphi Financial Management Pty. Ltd are Authorised Representatives of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning/MLC Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.
This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.
